Financial Projections

GlobalPay’s financial plan is built on comprehensive market research, with aggressive revenue growth projections and a strategic approach to scaling operations. The company anticipates reaching profitability by 2026, with substantial profit growth expected in the following years.

Revolutionizing Digital Payments in Emerging Markets

Emerging markets like Egypt and Saudi Arabia heavily rely on cash transactions, leading to inefficiencies,
security risks, and a lack of transparency. Many businesses and consumers face challenges
due to the inadequacy of secure, integrated digital payment solutions.
Here are the key problems GlobalPay aims to solve:

High Reliance on Cash Transactions

In Egypt and Saudi Arabia, cash remains the dominant method of transaction, causing significant operational inefficiencies and security risks.

Inadequate Security and Compliance

Many existing payment systems in these markets lack robust security measures and compliance with Anti-Money Laundering (AML) regulations, making them vulnerable to fraud and regulatory penalties.

Lack of Comprehensive Payment Solutions

Businesses, particularly SMEs, often struggle to find integrated payment solutions that cover both online and offline transactions, leading to operational inefficiencies and missed opportunities.

High Costs of Digital Payment Services

The high cost of digital payment services can be prohibitive for many businesses, especially SMEs, limiting their ability to adopt and benefit from these technologies.

Competitive Pressure from Traditional Banks and Fintech Companies

Traditional banks and established fintech companies dominate the market, often leaving little room for new entrants to offer differentiated services.

Need for Financial Inclusion

A significant portion of the population in emerging markets remains unbanked or underbanked, limiting their access to financial services.

Solutions by GlobalPay

Online Payment Solutions

A secure payment gateway supporting multiple methods to reduce reliance on cash.

Pay on Delivery

Enhances trust and payment security, particularly for cash-on-delivery transactions.

Offline Payment Solutions

POS systems to expand digital payments in rural areas and streamline in-store transactions.

Vertical Solutions

Tailored digital solutions for specific industries, like compound management, to improve efficiency.

Service Aggregator Solutions

A digital wallet to manage finances and bill payments efficiently in
one platform.

Cross-Border Transaction

A mobile wallet service for faster, more affordable transfers between Egypt and Saudi Arabia.

GlobalPay generates revenue through the following streams:

Primary Revenue Streams

Transaction Fees:

Percentage-Based Fees: Charging a percentage of the transaction value.
Fixed Fees: Charging a flat fee per transaction.
Tiered Pricing: Offering different fee structures based on transaction volume, type, or other factors.
Monthly/Annual Subscriptions: Charging businesses a recurring fee for using the payment gateway and accessing premium features.

Financial Projections